Debt Collection – In Good Hands with the AMA One Stop Recovery Service


Value for Money – No Collection, No Commission
  • Our straightforward commission structure means you know what you will pay in the event of success. No success does mean no commission.
Value for Money- Costs Kept Down
  • Comprehensive pre court service and profiling of cases to avoid unnecessary court action and any unnecessary costs. Complete transparency on all costs so there are no surprises.
High Rates of Successful Recovery
  • AMA have been in business for almost 60 years and building on that experience have had growing rates of success in recovery.
Established, Experienced, In-House Expertise
  • That 60 years of trading has allowed us to build up an experienced professional team working with up to the minute IT systems.
Personal Contact
  • Client relationships are important to us and are based on the understanding of your business built up by our team and the level of personal contact we can offer.
Real-time On-Line Reporting
  • Access to our Web Minerva on-line system giving real time updates on case progress with access to our reporting suite and interactive contact service avoiding emails etc.
Workflow Driven Automation
  • Efficiency is ensured by our Minerva software guiding cases through our workflow procedures controlling contact methods, monitoring instalments, monitoring court action, highlighting enforcement options allowing our team to concentrate on the personal aspects of the process.
In-House IT Team
  • Our own In-House IT team ensure we can react quickly to changes in legislation, new methods of recovery, and allows us to develop a reporting system appropriate to client needs.
Prompt remittance and reporting
  • It’s your money we are collecting so we will ensure funds are remitted to your bank on a weekly basis. Time is money so we will keep you regularly updated so you don’t need to contact us for updates.

Services Available to All Creditors

Comprehensive Client Base
  • Our services are available to all whether you have 1,10 or 10,000 debts to be collected. We work for large organisations including local authorities, SME’s and similar size organisations like Property Factors, Housing Associations, Credit Unions, and small businesses such as dentists, vets and funeral directors. Whatever the quantity or amount of debt, we can help.

Comprehensive One Stop Solution

Complete Pre-Litigation Service
  • We aim to keep your costs done without the expense of going to court and to that end have all-embracing procedures to effect recovery at the earliest stage of the process possible. Read more about our processes for
Litigation Service
  • Unfortunately, some cases will require court action. Working with our panel of solicitors will help to keep costs down and make the process as administratively straightforward for you as possible. Read more on our Litigation page
Enforcement and Insolvency
  • Our experience as Sheriff Officers means we can be relied on to use the most cost effective and efficient methods of recovery up to and including insolvency. Read more on our Enforcement and Insolvency Page
Trace and Investigation
  • Absconded debtors need not be a problem. We offer a comprehensive trace service supported by investigation service to establish the status of your debtor to confirm the prospects of recovery. Full details of these services can be found at our Investigations page